Metroplex Credit Union offers you two ways to access your funds...the QwickCash ATM card and the Metroplex VISA Debit card.

Use your QwickCash card to access funds in your checking and savings account at most ATMs and point of sale machines across the country.

Use your Metroplex VISA Debit to access funds in your checking account or make purchases wherever VISAs are accepted. Use it like a credit card to avoid any transaction charges that a merchant or ATM may access you. Best of all, you can use your Metroplex VISA Debit to make purchases via the web, allowing you to take advantage of on-line sales and promotions.

Debit or Credit--What to Choose and When
We've all done it. We're out shopping, ready to use our debit cards, and the sales clerk asks "debit or credit?" We really don't know what the difference is. It is a debit card, so we say "debit," right? Wrong.

By choosing "debit" and entering a PIN (personal identification number), your transaction is treated as an ATM transaction-which quickly could put you over your free monthly number of ATM transactions. Instead, when you're making retail purchases with your debit/ATM card, choose "credit." You'll bypass any potential fees-and the funds still come out of your share draft/checking account. Another good reason: Credit transactions require a signature, which helps against fraud.

So save your PIN for ATM use and say "credit" when you're at the mall, gas station, or grocery store. For more information about debit cards contact Metroplex Credit Union. We'll explain the differences between debit and credit cards and how debit cards can work for you.

For further details about ATM/Check Cards contact us today!