Metroplex MasterCards offer you convenience for shopping and traveling and minimize the dangers of carrying excess cash. Metroplex Credit Union offers 3 types of MasterCards; Classic, Gold and Platinum.

Metroplex Classic MasterCard is a great card to create financial independence. Whether you're a student just starting out or re-establishing your credit, Metroplex Classic MasterCard empowers you to make purchases whenever the need arises - for everyday needs or the bigger purchases in life.

Metroplex Classic MasterCard has no annual fee, cash advance and a low 14.9% APR(annual percentage rate). Unlike most credit cards offered by other financial institutions, the APR is the same for purchases and cash advances and there is also no seperate default APR.

Metroplex Gold MasterCard offers all the amenities of the Metroplex Classic MasterCard with additional card benefits and superior purchasing power. You'll enjoy the prestige of having a Metroplex Gold MasterCard, and value the opportunity to make purchases as the needs arise while managing your finances over time. Metroplex Gold MasterCard benefits include:

• Global Services,
• Extended Warranty,
• Rental Insurance Coverage,
• Road Assistance,
• Purchase Assurance and
• Travel Assistance Services
  

Metroplex Gold MasterCard has no annual fee, cash advance fee and a low 11.9% APR(annual percentage rate). Unlike most credit cards offered by other financial institutions, the APR is the same for purchases and cash advances and there is also no separate default APR.

Metroplex Platinum MasterCard will help you enjoy the best life has to offer with exceptional spending power for daily purchases or big ticket items alike. You'll appreciate the exceptional prestige of having a Metroplex Platinum MasterCard. Metroplex Platinum MasterCard benefits include all of the Metroplex Gold MasterCards with the addition of:

• Travel Accident Insurance

Metroplex Platinum MasterCard has no annual fee, cash advance fee and a low 6.9% APR(annual percentage rate) for the first 6 months and 9.9% APR thereafter.. Unlike most credit cards offered by other financial institutions, the APR is the same for purchases and cash advances and there is also no separate default APR.

Click here for rates and terms on Metroplex Credit Union MasterCards or click here to apply today.

	Metroplex Platinum MasterCard	Metroplex Gold MasterCard	Metroplex Classic MasterCard
Annual Percentage Rate(APR) for Purchases	Introductory APR: 6.90% for six(6) months, 9.90% thereafter	11.90%	14.90%
Cash Advance	6.90% for six(6) months, 9.90% thereafter	11.90%	14.90%
Balance Transfer	6.90% for six(6) months, 9.90% thereafter	11.90%	14.90%
Grace Period for Purchases	25 days	25 days	25 days
Method of Computing the Balance for Purchases	Average Daily Balance(Including New Purchases)	Average Daily Balance(Including New Purchases)	Average Daily Balance(Including New Purchases)
Annual Fee	None	None	None
Minimum Finance Charge	None	None	None
Transaction Fee for Purchases	None	None	None
Late Payment Fee*	$30	$30	$30
Over the Credit Limit Fee	$50	$50	$50
Operator Assited Payment Fee	$5	$5	$5

* If ten(10) or more days late