PAT, our 24-hour telephone response system, is a terrific time saver for you. It allows you to check your account balances and transact business with just a touch of a button. You see, any Touch-Tone phone is your instant office. You simply press the number codes provided to make payments, make money transfers or even get up-to-the-minute information on your accounts at any time, day or night.

Your time is important to you, and you are important to us.That is why we implemented this convenient and free telephone financial transactions system. Regardless of the number of inquiries, PAT has NO fees.